For SMB owners, founders, agencies, and operators
You can look profitable and still run out of cash.
Know when cash runs out before it happens.
FloatFlow turns bank and card activity, QBO invoices, AP, and AI-estimated burn into a cash flow command center. See the cash-out date, test the move, and decide while there is still time to act.
No accounting team required. Replace late-night cash anxiety with a decision you can defend.
Runway intelligence preview
3.7 months
Change two numbers and see how fast the cushion disappears before you sign up.
Build your first forecast
You have seen the risk. Now build a full 13-week forecast with real timing.
Profit on paper does not make payroll.
Growth gets dangerous when invoices lag.
A hire can turn comfort into a cash-out date.
Guessing cash timing is how surprises happen.
Before you ask
Designed to answer the setup objections upfront.
You should not need a finance team, a clean chart of accounts, or another spreadsheet project just to see runway risk.
Takes 5 minutes to get a first runway read
Start with two numbers in the calculator, then move to bank history or CSV when you want the full 13-week command center.
AI estimates monthly burn for you
FloatFlow reads cash activity to estimate burn, bills, payroll, invoices, and recurring spend. The owner or manager reviews and adjusts.
Imports bank, card, and QBO data
Pull bank records and credit card statements directly from the issuer, then link QBO for open invoices and AP.
Not another spreadsheet to maintain
The command center keeps runway, scenarios, and weekly cash decisions together so formulas do not become the system.
Product
Cash Flow Command Center.
Not another finance dashboard. Dashboards report what happened after the stress already starts. FloatFlow is built for the decision before it happens: hire, wait, collect, borrow, cut, or commit.
Know when the plan breaks
Turn cash, burn, open bills, and delayed revenue into a clear cash-out date and runway range.
Test the move before spending
Compare hiring, invoices, deposits, taxes, equipment, and cost changes before the decision hits cash.
Run the weekly cash operating cadence
Keep runway, scenarios, weekly close, and owner judgment in one cash decision surface.
Who it is for
Different teams run out of cash for different reasons.
FloatFlow adapts the command center to the cash fear each operator actually has to manage.
Survival cash, payroll, and taxes
Stop wondering if this week's deposits cover payroll, rent, taxes, vendor bills, and owner draws.
- Cash-out date
- Bill timing
- Survival runway
Runway before hiring or fundraising
See how burn, new headcount, delayed revenue, and fundraising timing turn ambition into runway pressure.
- Monthly burn
- Hiring scenarios
- Fundraise timing
Invoice timing and project cash
See how deposits, client payment delays, contractor costs, and project starts make profitable work feel tight.
- Late invoices
- Project costs
- Contractor payments
CFO-lite control without a finance team
Give the COO, finance lead, or founder a weekly cash decision rhythm before every urgent question becomes a scramble.
- Weekly close
- Scenario review
- Decision cadence
Trust infrastructure
Proof should look like cash outcomes, not vague finance promises.
These modeled SMB scenarios show the kind of before/after proof a runway intelligence workflow creates before an owner commits to a bigger decision.
Runway exposed before adding payroll.
Cash kept above zero in the sample decision engine.
Weekly cash visibility before the account connection step.
Hiring from the bank balance
A service owner sees $48,000 in cash and assumes the next hire is safe.
After: the command center shows cash crossing zero before month 3.Late invoices hidden until payroll week
A contractor expects receivables to land on time, but two large payments slip.
After: the owner sees the cash-out week early enough to chase collections.Growth plan without downside timing
An agency founder wants to buy equipment and add capacity in the same month.
After: the scenario comparison shows which commitment can move first.I do not need another spreadsheet. I need to know whether payroll clears if a customer pays late.
Show me the week cash breaks before I make the hire.
How it prevents cash surprises
Use the command center to move the cash-out date.
Find your real cash baseline
Bank history and open bills reveal recurring cash demands, not spreadsheet guesses.
Spot the week that breaks
FloatFlow flags the lowest week, the event causing it, and the cash left after payroll, taxes, and bills.
Compare the decision before spending
Test hiring, collections, deposits, pricing, or equipment and choose the plan that keeps cash above zero.
Ready to use your own cash timing?
Build the first runway view, then decide whether connecting accounts is worth it.
Try with your numbers
Why it is different
A financial decision engine, not another reporting dashboard.
Do not run out by surprise
See the first week cash gets dangerous while there is still time to collect faster, defer spending, delay a hire, or finance.
Hire when cash can carry it
Model payroll before the offer goes out, so growth timing does not quietly create a cash crunch.
Runway in every scenario
Compare late collections, higher material costs, deposits, taxes, equipment, and price changes side by side.
Confidence before commitments
Turn a gut call into a cash-backed decision before the purchase order, payroll change, or project starts.
Pricing
Clear entry pricing before you commit to a finance stack.
Start with the free runway check above. When you are ready to track weekly cash, Founder access is $99/mo while FloatFlow is in early access.
Replace the manual update cycle with a runway view you can reopen every week.
One avoided payroll mistake can outweigh months of Founder access.
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Free runway check
Use two numbers and see your cash-out timing before signup.
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Founder access - $99/mo
Build scenarios, upload CSVs, and run a weekly cash close.
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Connect accounts
Move from a one-time preview to a live command center.
Directional early-access pricing for owner-operators who want runway intelligence before every major cash decision.
- 13-week runway intelligence view
- Hiring, collections, deposits, and pricing scenarios
- Weekly cash close with CSV upload
- Early onboarding support